I like how people declare their own ideas to be great without even saying what they are in the topic. "This one's a keeper!"

No, it's not.

I always have been, and always will be adamantly against paid feature changes. The only time they should be allowed is when new features are added, out of fairness to those who made their character before it was added. e.g. if a new race or set of hairstyles comes out. People shouldn't treat character generation frivolously knowing they can change it later. They should make their choices carefully knowing they probably CANT change them.