Housing needs to be account based

[Reinha]

If you want M or L, you will have to pay 200 milion gil or more. And we know how little self control gamers have, they resort to RMT to finally obtain house to finally fit into the crowd.

You really don't have to. You can wait for the next housing release like most old timers did. Most of us had a small house for years and we had to be patient too. If new players are looking for an instant L mansion, then they are expecting more for their subscription than old players got.