We anticipate that even with this update, third parties will continue

[Shibi]

I'm curious how gift cards work? I've use time cards and sent the code to a friend and have done that quite a bit but with gift cards it seems they want the persons email to send it directly to them. Are there gift cards where you simply get a code like a time card that you can dm in game or on discord etc. I prefer not to be asking for personal emails and so on.

Paysafecard maybe. You can paste a 16 digit code to someone, and they can redeem the code and get the cash.

I say maybe, as I have to try it and see if the unregistered account can buy on the store.

I don't know if it's still required but at one time the cash shop was requiring account verification to get entered twice - once to select items to be purchased then again to make the purchase. As annoying as it is to players trying to make a purchase, it does prevent fraudulent purchases from being made on a compromised account with OTP. The thief might get in the first time but the OTP would no longer be valid by the second time it has to be entered.

Yes, you are asked for the password again, but it's more...

Unless it's different for NA players, there is no option in the cash shop to save a card number. Every single buy you need to manually enter your credit card, name, expiry date and cvv. This is verified by the payment processor in an Interstitial screen - In my case, I see my own bank's falcon site appear after I enter the details and press continue

[DPZ2]

Unless it's different for NA players, there is no option in the cash shop to save a card number

NA mog store is the same.

[Shibi]

NA mog store is the same.

ty

So, it seems the suggestion "using phished FF accounts to buy codes" and "there was a hack on ff accounts using common passwords" are moot for code buying. (although valid for gil stealing)

Leaves it as stolen credit cards from Gramps Jones in Tennessee who believed the nice man from microsoft was going to fix his computer online - or companies like AT&T being hacked and their payment databases being stolen.

[Jojoya]

ty

So, it seems the suggestion "using phished FF accounts to buy codes" and "there was a hack on ff accounts using common passwords" are moot for code buying. (although valid for gil stealing)

Leaves it as stolen credit cards from Gramps Jones in Tennessee who believed the nice man from microsoft was going to fix his computer online - or companies like AT&T being hacked and their payment databases being stolen.

Not always if those compromising the account have also compromised credit card information from whatever source.

What information is being asked as a form of verification? Name on card. CVN. Just about any piece of information used to verify identity would likely be in that compromised database. All the scammers need to do is find a compromised card with the same name/very similar name and they're good to go. We don't know how close a name match is being required to make a purchase. Those with less common names would be safer than those with common names.

[Shibi]

Not always if those compromising the account have also compromised credit card information from whatever source.

That was my point, because a lot of people (not you) are saying that if your account is stolen the thieves can bill to your credit card.

If someone hacks your account, they can't use *your* card to buy codes.