We anticipate that even with this update, third parties will continue

[LaylaTsarra]

RMT vendors buy those codes with stolen credit cards. When the actual card owner issues a (rightful) chargeback SE is forced to return the money and gets hit by a big fee from VISA/Mastercard. As a general rule, chargebacks are extremely expensive and detrimental to the vendor.

Ahh. Thank you makes more sense now.