Every inconvenience is a challenge.

[Roaran]

We, as humans, feel most alive when faced with danger and threat. This equates fun for anyone. If there is little danger of failure or 'death', we can safely assume that 99% would not find the event fun.

Right now, I can say that I only play XIV because it's just slightly better than doing nothing at all in my spare time.

Yet real life is vastly more dangerous than FFXIV. So if we are to accept your premise, you should choose to do things that are more dangerous in real life than FFXIV.

I also don't agree that danger and threat equate to fun for anyone.

Not everyone has the same idea of fun.