The rules technically haven't changed, other than the party finder stuff, yeah. But this example itself can easily be used as leverage to mass report and actually get people penalized. When things were more grey area, it was just accepted that as long as an FC chat wasn't directly violating ToS then it was fine. But now ONE person not being ok with anything vaguely "vulgar" can get everyone in trouble even if everyone else consents and its clearly stated what the FC is like? Thats a huge change right there.