if I remember rightly, somewhere in this thread, you pointed out about Adding Rent to Housing as well, to make it fair. Basing it on "Well, we pay rent in real life, so why not do it in-game?"

You know what we also do in real life? Pay a mortgage and eventually own the flat / house / land entirely. Something that we already have in-game by the mere lack of "Rent payments". It could be easy to assume the amount we pay for the apartment / land is the FULL price and Rent would only really be a thing if you can't pay the full amount, yet decide to get a 'deal' to pay it off over time.

There is a reason why you buy the land for 3m - 4m then add another 500K for the housing deed. Buying the Land is the expensive part.