The country i live in apartments are both bought and rented. People pay millions of kronor for apartments.

And I'm not going for emotional anything. Punishments are meant to be deterrents. Poor money sinks are deterrents. The technical definition is "the infliction or imposition of a penalty as retribution for an offence."

The offense in question here is having money that the OP seems to think having is a bad thing. If they really wanted to sink gillionaires, there's plenty of other ways. But most of them are frugal and won't buy stuff that costs recurrent payment. It's why I even have money in other games. I don't spend it.

Here? I'm broke. Apartment rent would be the last straw for me and housing.