There are actually players who live off of decorating houses in FFXIV because they have a disability or are unemployed. Taking their show house away is not going to help them.I would think if someone is not able to afford a $15 MMO subscription on a semi-regular basis they have bigger problems to think about than losing their virtual house. As it is, you can be subbed for a month and then have a six week break without losing your house (just remember to log in and visit your house on the last day of your sub). That's just $6 a month on average to keep your house.
Also I would think there are games which provide a more comprehensive interior decoration experience and aren't subscription based so you can keep your houses indefinitely.
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