Apples and oranges.
One is putting together bits of clothing the devs have curated and are happy with which you'll only see while you're near each other, if it's really that much of an issue you can drop from the party, do runs with your FC, etc.
Chat can be used to hound players in a completely free-form manner with few real barriers short of what's against the ToS and which would require GM intervention to stop without the blacklist feature.