1) Taking all personal housing from people who currently own them is not objectively fair in the slightest and just sounds vindictive just because you didn't get anything. I'd be the first to say if SE stripped people who own houses currently, that will permanently drop subs faster than people whining about cancelling their subs because they can't get one and those same people never cancelling.

2) The minimums per housing size is arbitrary. I definitely agree with SE wanting a min of 4 people for an FC to buy a house since you need 4 to start an FC to begin with.

3) While not impossible per se, you are not taking into account the sheer cost of implementation of all that. Its not simply slapping in more servers and hard drives contrary to what most people believe. You have to take into account the architecture of a data center and everything from soup to nuts.

4) No thanks. We already have a cash shop for cosmetic items, I don't want legit features locked behind a pay wall.