...now you've just lost yourself on a ramble that shows that you dont really understand much here.
They cant just put the development of new content completly on hold to revamp the game - they did that once when 1.0 was absolute shit, they wont do it again. And its not even needed right now.
Right now, that would kill the game - we're already hearing many complains about "I'm bored, there isnt enough content to do!". Do you really think, people would go half a year without any new content? You're in the minority when you dont care about new gear/glamour, raids or dungeons.
Developing new content while slowly working to fix the current one and the underlying issues is the way to go. And it seems to be the way they're taking right now.
That means you cant have it NOW. That means you need to be patient - even if you're, for some reason, worried you'd be dead next year (seriously, if you worry about dying within the next year, your last concern should be a virtual house in a videogame - living with the assumption of sudden death sounds unhealthy to me).
Bringing up completly unrelated issues to this situiation and turning this thread into your personal ramble on "what I hate about this game" isnt really constructive or productive.
If you prefer older games or other games than this and and are so upset about not having a house in FFXIV, may I suggest playing one of the older/other games you prefer? I know thats a cheap and shitty suggestion but you dont seem to enjoy the game that FFXIV is/has becoming - for whatever reason (if the reason really only is the housing situation I'd consider that a bit pathetic, personally - its only one part of the game and a part that we didnt had for like the first year at all. And we still enjoyed playing the game...) - and instead of paying good money for something that only upsets you, why not invest that money in something else?