So to get a small personal house

[Krotoan]

There's a ferry skipper inside the housing area you can use to go to any ward you want, you know.

And with significantly less people around it. Especially in the subdivision.

Last time they increased wards they kicked everyone out of the wards beforehand and everyone got sent back to the ferry NPC. It's a possibility this will happen again to make it "fair" for everyone. People who logged out ON plots may be in for an unpleasant surprise.