if you can only have one house, not getting your original purchase price (or close) back isn't very good. Let's face it - the loss is half the reason why no-one wants to give up property at all. relinquish it and get your gil back is going to make the market far more fluid. It might work better it you were upgrading (from a small/med to a large). I do see why FCs would do it to keep their progress - but a lot of them are mansions, and that's a big chunk of gil down the gurgler.