What would you do if you THINK you see inappropriate name?

[Bowen]

Cool, you can't think past the one example.

I totally understand what the example is. And it makes sense.
What I am saying is, there are other words that are REALLY hurtful.
EX: There is a word that 'White' people would call slaves and African Americans. Now, if someone (Doesn't matter what race they are. But, it is more hurtful coming from a "White" man) calls an African-American that name then well, it is demeaning, disrespectful, racist, etc.
This is a more serious case than others.

And really, why do people NEED to curse? Is it REALLY needed?