So, those of us who get houses, are to be more punished?

For characters that don't have houses, can we impose a fee on them then? Like a "Well, you have to pay because everyone else has to and you're just sitting on your gil and not using it for anything currently" tax? I mean, it doesn't have to be much. On top of people paying their monthly sub, they would only have to pay like say 5% of their total gil on all retainers/person. Because they're just sitting around hording gil and not putting it back into the economy. If you want to tax those of us who have houses and already have restrictions and limitations just because you get your panties in a bunch about people putting in hard work, then those of us that have houses should be able to demand taxes and fees on those who don't have one or who are trying to save for anything.