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  1. #11
    Player
    Shneibel's Avatar
    Join Date
    Mar 2011
    Posts
    2,076
    Character
    Shneibel Panipahr
    World
    Excalibur
    Main Class
    Alchemist Lv 80
    299$ + 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10% = 775,5 (10% interest/year)

    (15$ x 12) x 10,8 = 1944$

    And I dont think the game company is the bank. if you pay 300$ it will be 300$
    (2)

  2. #12
    Player
    MariyaShidou's Avatar
    Join Date
    Mar 2011
    Location
    Ul'dah
    Posts
    1,111
    Character
    Mariya Shidou
    World
    Masamune
    Main Class
    Gladiator Lv 60
    Quote Originally Posted by Shneibel View Post
    299$ + 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10% = 775,5 (10% interest/year)

    (15$ x 12) x 10,8 = 1944$

    And I dont think the game company is the bank. if you pay 300$ it will be 300$
    There are a few (well not a few things) you forgot to take into your calculation:
    Most interest rates are now compounded monthly or even daily, your calculation is not even compounded at all.
    $15 represent payment per month, think Home Loan, every $15 you repay on the $300 loan does not equal to $15 principal, it's principal + interest = $15. Why do you think most loans are 15+ years?

    The game company is a business. A bank is also a business. So you think you pay money to SE, where is that money going to? They get reinvest to make more money. Maybe you don't care that your money get reinvested but most of us do, even the billionaires do.

    *nvm brain farted*
    (0)
    Last edited by MariyaShidou; 10-25-2011 at 05:25 PM.

  3. #13
    Player
    Shneibel's Avatar
    Join Date
    Mar 2011
    Posts
    2,076
    Character
    Shneibel Panipahr
    World
    Excalibur
    Main Class
    Alchemist Lv 80
    Quote Originally Posted by MariyaShidou View Post
    There are a few (well not a few things) you forgot to take into your calculation:
    Most interest rates are now compounded monthly or even daily, your calculation is not even compounded at all.
    $15 represent payment per month, think Home Loan, every $15 you repay on the $300 loan does not equal to $15 principal, it's principal + interest = $15. Why do you think most loans are 15+ years?

    The game company is a business. A bank is also a business. So you think you pay money to SE, where is that money going to? They get reinvest to make more money. Maybe you don't care that your money get reinvested but most of us do, even the billionaires do.
    guess that s why they are billionaires ? and you re right, I dont care what SE do with the money I pay them, all I care is find a way to pay less and I got the most out of it from my side. If I DO care about the money I pay for SE for gaming, I ll better stop gaming and get a better use of those 12$/month.
    (0)

  4. #14
    Player
    MariyaShidou's Avatar
    Join Date
    Mar 2011
    Location
    Ul'dah
    Posts
    1,111
    Character
    Mariya Shidou
    World
    Masamune
    Main Class
    Gladiator Lv 60
    Nvm my calculation is way off >_> forget it.
    (2)

  5. #15
    Player
    Darte's Avatar
    Join Date
    Mar 2011
    Location
    Uldah
    Posts
    137
    Character
    Dart Erhardt
    World
    Exodus
    Main Class
    Thaumaturge Lv 60
    Lifetime subs are usually a way to get more money from the customer if they aren't sure if the game will remain viable for many years to come. Even with the rocky start, I doubt SE will provide a lifetime option, simply because they can get more money in the long run through monthly subscriptions.
    (3)

  6. #16
    Player
    Nabiri's Avatar
    Join Date
    Mar 2011
    Location
    Gridania
    Posts
    1,164
    Character
    Khaien Akiyama
    World
    Balmung
    Main Class
    Ninja Lv 70
    Quote Originally Posted by zhuge_liang View Post
    Hi all.

    I have 2 questions:

    1) Has Yoshi-P mentioned anything about lifetime subscriptions, once we have to start paying? I'd rather pay a full cost upfront personally.

    2) I haven't seen Yoshi-P or the devs mention anything explicitly saying that we will be able to change our names once the new races arrive (Race, appearance, etc has been mentioned but not name changes). I just want to make sure this will be an option. Anyone seen anything?
    1. Lifetime? D: Must be rich or something.. XD

    2.

    Quote Originally Posted by Naoki_Yoshida
    Since we are adding new races in 2.0, when customizing characters, players will be able to change everything about their characters, including their race.
    (2)

    ~She gave her heart to a falling star~
    ~~~~~~
    If he's not here, then where?
    ~~~~~~
    ~Been searching for my Afterman~

  7. #17
    Player
    Quanta's Avatar
    Join Date
    Mar 2011
    Location
    Limsa Lominsa
    Posts
    194
    Character
    Quanita Starfire
    World
    Excalibur
    Main Class
    Summoner Lv 90
    Quote Originally Posted by Winterclaw View Post
    If they do lifetime subs it'll probably cost you $200 if cryptic is any clue. Plus SE charges per character which will add another layer of complexity for figuring out lifetime sub fees.
    $200 + $10 per additional slot, maybe? Also, it's possible they might change their billing method such that you aren't paying extra for character slots, which would be nice.
    (1)

  8. 10-26-2011 06:06 AM
    Reason
    Oops, someone already said this.

  9. #18
    Player

    Join Date
    Sep 2011
    Posts
    838
    surely a lifetime sub would be the lifetime of the game. and i'm sure i heard they expect it to be up and running for 10 years. so it would cost you 10 years worth of subs :P
    (0)
    What I have shown you is reality. What you remember, that is the illusion.

  10. #19
    Player

    Join Date
    Oct 2011
    Posts
    9
    I think a limited-offer lifetime sub would draw in more people and be a compromise to many people who feel annoyed they are paying for less than a complete game (I'm not annoyed myself but I know alot of people are). SE could offer the lifetime sub option for maybe a month or so, and then drop it, allowing them to guarantee monthly income from players who join later. Personally, I think it would be a nice gesture to everyone who has stuck with the game from launch.

    My $0.02.
    (0)

  11. #20
    Player
    Aenarion's Avatar
    Join Date
    Apr 2011
    Location
    Limsa
    Posts
    608
    Character
    Aenarion Estelvir
    World
    Sargatanas
    Main Class
    Gladiator Lv 50
    Quote Originally Posted by MariyaShidou View Post
    Nvm my calculation is way off >_> forget it.
    heh yea, for your calc. to be right, you'd have to be charging some serious interest that would put mafia loan sharks to shame :P
    (0)

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