Forcing players to pay to keep housing is unfair.

[VeliusVire]

[/B]. If you violate this provision, you may unexpectedly lose access to your account to a third party without recourse against Square Enix. Square Enix will not be obliged to credit your Square Enix Account with Crysta or other points or awards, which may have been used by a third party as a result of the violation of this clause.

If you read the rest of that term, it's pretty much saying 'If you lose your account to anyone because you gave away your information, Square Enix cannot be held accountable'. They're not saying 'If you give your information we'll ban your ass'. Y'know, cherry picking and all that...it's really dumb when the answer is /right there/.