I was browsing a certain FFXIV discussion site when I came across a story (however true or untrue) that a player has been banned for a month and a half (and possibly permanently) because of a mogstation purchase. They bought something twice (this was their intention). The charge showed up to his credit card company and it looked like a duplicate payment, so one was charged back. And, of course, chargebacks result in bans from the game pending whatever it is that SE does with resolving it.

I don't know if this story holds any truth in it, but I have heard of it happening before this case and it raises concern nearly forgotten about how buying things off the mogstation works. Can anyone shed in light on this issue at all?