Houses are lost sooner

[SXTC]

Why should SE care if they do that? I mean someone has to log in and go into the house to keep it -> Subscription paid.

That is where you are wrong, I just said they "lend" their FC to another member or friend. Considering that friend didn't just pay his/her subscription to save the house, and the original owner isn't paying at all.. thats not a win situation for SE.

The community argument is getting old. There's no community. It's clunky and limited, I'd much prefer instanced housing.

If it were up to me, I'd save the housing for the FC owners and force "loners" to get an appartment instead because those houses are too big for just one person anyway.
I'd rather not go down this road but if SE won't solve the problem another way.. I fear this might be the only sollution.