This should apply to FC's as well. One house per FC. There's an FC that owns half of the houses in a ward on my server >:TUnfortunately if two players are sharing a service account they are in breach of the ToS so SE isn't likely to take them into consideration for anything.
What the OP suggests would be the single biggest solution for housing, short of adding enough wards for everyone. It's been a common suggestion since personal housing first came out and I really don't know why SE is dragging their feet on it. It would free up a LOT of plots and would drastically reduce the ability of the 'housing mafia' on some servers to buy out all the houses just to resell them.
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