How about a 3rd option:
HQ crafted gear = Raid gear (both can be enhanced with materia)
(Holy crap, both sides win)
Raid gear doesn't have to be better than HQ gear, but it damn well better be equal to it otherwise what's the point? It should also be better than NQ crafted gear, that goes without saying.
Honestly, this should be how they handle it. Caters to both types of players. Keeps high tier gear on par with other high tier gear, regardless of how it's obtained. Adds replay value to existing content instead of making the content instantly obsolete for the min/maxers.
It would be completely idiotic NOT to do it this way, and I really don't think SE is that stupid.
Edit: Even if they made raid gear slightly better than crafted gear, it's still balanced. You can't sell your 5-materia raid gear when your done with it, unlike crafted gear where at least you get something back when you're done using it.



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