I, for one, don't care for neighbours.. There's never anyone around! I just want a nice house to garden, decorate and just chill with my small group of friends. I am very disappointed on how they handled this, it's a feature that should be available to everyone.

I don't know maybe have free instanced houses for people like me, and keep the houses that has wards payable. You could even just have it instanced until you can afford the plot, and move it there when you have Gil's or when plots become available at least we get a damn house!