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I don't think there will be a housing area in Ishgard, unless it's underground and safe from dragons

I don't think we will ever see a better way to move to another house until they deal with the RMT issue, so far it seems to get worse, until then they will keep using housing as a major sink and we, legit players, will keep getting shafted by RMT control actions.

Personal rooms were just poorly implemented IMO, they should have been linked to the player rather than to the FC, they could have been implemented as a sort of "private apartment", but then again one could say the whole housing system was poorly implemented, FC housing with land limits, private rooms linked to FC, private housing shared price with FC and more availability issues.