Allot of people seemed to of missed this:

[Darki]

To be honest, that isn't the point at all. Why should we be paying stupid amounts of gil for PERSONAL housing?

This is just my opinion and not everyone will agree with me but I like having a tall mountain to climb. A personal house is a very desirable goal for me and as many others have stated, for them to
I think it will make actually getting the house that much more sweet.