Quote Originally Posted by vanityobscene View Post
The Mog Station is secure, and it is separate from Sony's billing data centers (which some may remember were compromised a few years back). If you don't like setting up automatic billing, then as others have said, time cards are the best way to go. You should be able to purchase them from popular gaming stores in your area. Either way, you will have to go through the mog station to update your game time / subscription.

The PS4 launch of ARR had some technical difficulties (read: major muck ups due to a lack of communication between Sony and Square Enix). I for one am glad that my subscription doesn't also have to go through the PSN after the mucking about at launch just to buy the game.
I guessing you don't purchase much through PSN.
I've never had any issues purchases items on the store and it maintains subscriptions perfectly (DCUO and music unlimited).
Don't let the one problem you had cloud your judgement on it.