I do not see what the big fuss is about. We knew about housing for a long time and anyone who had started saving for housing had plenty of time to at least have 1Mil saved. I was not trying to save for housing and I have like 1.3Mil when I started the game with almost none. I am on Balmung and am legacy but my highest class was only 37. On my server it is 20M for the smallest house. Before I go on I imagine a hotfix 2 to 4 weeks into 2.1 which will reduce the cost of housing. That being said a moderate FC of 20 members that saved for a house should be able to get the smallest house. (20 of me would have 26Mil, and considering I didn't even have a 50 at launch I bet I am on the low end concerning gil). Based on the videos they showed on housing it looked like the small houses could comfortably hold about 10 players outside - idk how many inside. In a FC of 20 members, maybe 10~15 will be on at any given time and most of them will be out doing things. I imagine the average 20 member FC will have 2~4 people in the FC at any given time. The smallest plot of land should be more than enough for them.

At 20k per day, a FC of 20 people can make 400k per day, 2.8M per week, and 20M in 7 weeks - and that is by simply playing the game. Players who actively try to make money can probably net twice that (if not much more)... meaning if you actively attempt to make money for your house it will take about a month for the smallest house. That isn't too long, and its forgiving considering we were given quite a warning.

Your Free Company house should be a monument to the strength of your FC. I wouldn't want any one person to be able to buy a FC house but if I was on a non-legacy server I would be able to start a FC with 2 of my buddies (assuming they have the same gil as myself) and buy a FC house. That wouldn't make sense. Since we can actually see other FCs houses it should be expensive and should be something we can be proud of. Most of the game is handed to us easy and free. It makes sense that everyone would complain when SE stops spoon-feeding us but its time to realize that jumping to conclusions before even trying it is immature. With this pricing model, getting a FC house will be something that players can be proud of.

Everyone is in an uproar because the prices are so high, but it seems like everyone wants the biggest land there is. I think that everyone wants the biggest and the best while forgetting that your little raiding guild of 50 players who focus on raiding and combat won't even use a medium size house to its full potential and would be better off with a small house. Unless you are a crafting FC (in which case you will likely have a lot of money saved for a house) or a RP FC (in which case you're screwed) then you will not have a majority of your members just hanging out in the house and can probably get by with a house a lot smaller than what you think.

Don't forget that there is a hierarchy and a path to all things. You didnt start out at level 50, you started at level 1. Likewise, you aren't going to start with the largest house, you will start with a small one and expand as needed.

tl;dr - We had ample time to save for housing. Any FC that saved should be able to buy an appropriately sized house. You don't need a house as large as you think you do.