Just my two cents, please note I may be totally off, and I'm not very good with finances/history: I've already seen an increase in gilseller tells on my server. I've also seen an increase of shouts that say things like, "We're saving up for FC funds: *sale* Titan wins 100k cheaper." This worries me. Didn't something similar like this happen with the Great Depression? What I mean by that is, everyone is going to take their money, save it up, and not spend a dime of it. The economy will crash further than it has causing no one to want to buy goods unless they are super cheap. I know some people don't care about housing, but it appears a great amount of people do. I'm worried that prices will drop even more and money making will come to a halt with stipends coming in from RMT. I hope this made some kind of sense--it's just the way I'm thinking it will go if change isn't implemented.