Devils Advocate here

Quit pretending you can afford a house :P I hear they're gonna put up some lowrise apartments outside Ul'duth. As a GM I feel the FC only housing is a good idea, especially if I can lock everyone else out after they help pay for it. I think we could do this over and over and take up all the house slots on the server if we just support RMT to it's fullest extent.

Look me in the eyes and tell me no one else has come up with this idea? Yea, fun times.