Rift currently has the ability to use items in your bank for crafting.
I like it. But I understand the reasoning here. Its all about the immersion.
If you in Real Life for instance had some items in the garage and are working on a project in the attic, you would have to physically go there to get them and come back.
However it would cut down on a lot of the congestion at the Retainer Bell/AH Boards.