No. It's not under law do you know why?

You know that thingy, you click "I Accept" to every single time you log into an MMO? Well you basically are clicking Accept to things like this happening because inside that it states

QUOTE:
"In order to play the Game, you (“You” or “User”) must first agree to this FINAL FANTASY XIV User Agreement (“User Agreement”) between you and Square Enix, Inc. (“SQUARE ENIX”). PLEASE READ THIS USER AGREEMENT CAREFULLY."
Scroll down a bit annnnnnnddddd ..................

" All FINAL FANTASY XIV Subscription Fees are non-refundable, with the limited exception in Section 4.7 below. 4.7 Pro Rata Refunds in Exceptional Circumstances Only. The entirety of your FINAL FANTASY XIV Subscription Fee is applied by SQUARE ENIX to the FINAL FANTASY XIV Service Account on the day that it is charged. All charges related to the Game are non-refundable unless third-party criminal activity is involved, as determined by SQUARE ENIX. Therefore, if you deactivate your FINAL FANTASY XIV Service Account in the middle of a 90-day Billing Cycle, you will not receive a refund for the remainder of the Billing Cycle, but may continue to play the Game until the Billing Cycle ends."
scroll again then you find.........

"5. INTERRUPTION TO THE SERVICE

From time to time, in order to provide our customers with the optimal gaming experience, it is necessary for SQUARE ENIX to conduct routine maintenance on the computers and/or servers that support the Game. During these times, access to the Game or support services may be interrupted. Access may also be temporarily suspended in whole or in part, without notice, due to emergency repairs, fire, flood, explosion, war, strike, embargo, governmental action or failure to act, the act of any civil or military authority, act of God, or by any other causes beyond SQUARE ENIX’s control, or any other reasons for which SQUARE ENIX, in its sole discretion, deems that temporary suspension is necessary. You acknowledge that disruptions of service may occur and waive any causes of action against SQUARE ENIX in any way arising from or related to any such disruptions of service."

In otherwords: You said "Accept". Deal with it.