I couldn't imagine being able to change your credit card information for an item that you've already agreed to purchase.
However, since it hasn't actually charged I would reccommend talking to Square-Enix. They'll either cancel the order for you (allowing you to re-order) or change it for you.
If you bought the physical copy you wouldn't have much to worry about as far as getting it on time (You have until the 30th to register the full game code if you're in the Early Access).
https://support.na.square-enix.com/c...hp?id=496&la=1 <-- This one will get you to a live chat rep.
Contact Category: Account/Billing
Contact SubCategory: Pricing and Payment
Text field: Change credit card information
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