The word “and” in “purchase and maintain” is not a loophole. It’s a statement of total ownership scope, not a list of separate permissions. You are allowed to purchase one plot and maintain one plot, but they must be the same plot. You are not allowed to maintain multiple plots by acquiring them through other means. If you end up maintaining more than one FC plot on the same world, regardless of how you got them, you are in violation.
The phrase "purchase and maintain" in the Lodestone rules is not a loophole, and it's not giving players multiple acquisition pathways. It's a combined ownership limit, not a list of permissions.
It does not mean:
- "You can purchase one house and also maintain another through inheritance or FC transfer."
It does mean:
- "You may have at most one plot that you either purchased or now maintain, regardless of how you got it."
The rule is written this way because Square Enix is limiting total plot control per service account per world, not just limiting the act of clicking the ‘Purchase' button.
This is exactly why the GM clarified that:
- Maintaining multiple FC plots via transfer is against policy, even if the system doesn't auto-block it.
- Inheritance does not exempt you from the ownership limit.
- The limit applies to the plot you control, not the method you used to obtain it.
And this is where the real abuse happens:
Players are exploiting FC mechanics, specifically leadership transfer and FC inheritance, to bypass the ownership limit. If an FC leader quits, or if someone pays for ownership of an FC, the new leader instantly gains control of that plot. If they already own another FC plot on that world, they are now maintaining multiple FC plots, which violates the rule.
This is how some individuals end up controlling:
- Entire wards
- Multiple FC houses
- FC shell networks
- RMT‑linked FC transfers
None of this is "working as intended."
It's working as exploitable, and that's why GM enforcement exists.
The "and" in "purchase and maintain" is not permission to obtain housing through other means.
It's a restriction stating you may purchase one AND maintain that same one, not multiple.
If you maintain more than one FC plot on the same world, regardless of how you acquired them, you are in violation of the housing policy.