Yes everyone talks about it in the housing community and anywhere else on the forums, on discords, sometimes even on reddit, it is a constant discussion.

You yourself is saying that the wards are empty because people would rather spend their time in limsa:
Just because people like to hang out in main city hubs doesn't mean they don't like housing, nor own a house, the amount of friends who owns houses but hang out in main cities is big - They even go there to actually see people.

If no one hangs out in wards, what is the issue of having instanced housing to begin with then??