Reading that you have to participate in monthly events as I understand it in order to unlock more features for your house means it is possible that there is FOMO. Of course the FFXIV housing can use some updates to make it better and of course the housing perk in World of Warcraft where you don't lose your house by unsubscribing is also nice. But I will say that one thing that XIV has going forward is you have your whole house and you don't need to participate in events to unlock things for it (building wise).