When the subscription model for final fantasy 14 got implemented. YoshiP said the following in a interview with gamespot.
https://www.gamespot.com/articles/fi.../1100-6418646/
I do not know if the store existed back then but a store is basically how F2P games work, FF14 has one, it has a sub too.
With cost being mentioned as a reason for content exclusion that is straight out saying that they do not have enough resources either in developers or money, developers translating to money as it's a salary to be paid.
If the FF14 team is not being provided enough funds then they are mis-using the revenue from the game and as such breaking their promise to the player.
If you believe that the +-144 euro per year that is paid (let alone store income) is living up to their promise then good for you.
Anyone who says that the FF14 team is not receiving a high enough budget is in-directly complaining on what their subscription money is being used for, I just said it directly.