Someone will quote you and say they don't, but that's incorrect. They do. In fact even paying for multiple accounts is nothing for them since they make a lot more money back from selling gil. Those accounts don't get banned faster than they can trade or farm.
This is one of the reasons why some players online have a conspiracy theory that SE wouldn't completely cull the botters/farmers even if they wanted to. They like the sub money. So you're not far off.
However at least until a while ago a lot of the farmer accounts (not the traders) would have chargeback, which led to the big list of throwaways SE is always bragging about ever so often. So not all of them are actually giving them money.



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