Aren't there like four Dragoon- specific sets you can choose from that don't have a belly hole?

I mean I get "some" are really annoyed by it, but does every single thing have to make sense? Like Paladins seemingly dont wear helmets where warriors mostly do, Bard gear doesn't exactly serve purpose other than being fancy and ready for embellishments - it's fine if it made little sense.

In fact, I could argue that females might not even use the extra cover as the males do because it probably weighs extra, so for mobility it is left out.