Probably an unpopular opinion but I think players should have to reach endgame to buy ward houses. I always thought the requirements were too low. Sorry if this offends, I do hope we get a way for all players to enjoy housing some day. FC housing is not a replacement either imo, not everyone can decorate the interior or garden. Most are just as quiet as private houses, even the large FCs mostly use it for a port after the novelty of getting the house wears off.