This topic comes up fairly frequently, and the same answer is always given. The current housing system is what the developers have in mind for the game. It is what they want it to be. They understand that not everyone is happy about it, but, you can't make everyone happy all the time.

While I understand your frustration, it likely won't change in the foreseeable future. The reason for that has been explained to you, not accepting the reason doesn't make it less so. Best of luck in the lottery when Ishgard housing launches.