OP don’t just focus on a single game, alternate. I know we pay a sub but honestly from my POV there’s a lot of things to do and collect.

If you want something more competitive or challenging, there are many games which can provide that.
In my case ever since I played MMORPGs I always had at least a second game focused PvP. Changes the pace and all, I think you just need that.

Does FFXIV could improve on some things ? Of course, but there’s no other game without its problems.