What do you do if there are people in the FC who aren't active for whatever reason so you can't get a majority? Plus, as Jojoya said, you can't just flip wards if you decide you'd rather go to another zone for whatever reason. If they did this, they'd have to make all the instanced wards alike, no differences between housing areas. Ul'dah would have to have the exact same layout as Mists, Lavender Beds, Shirogane and Ishgard. How well do you think that's going to be received by players? (Please, think of people who are not just you for once.)
Well sucks for anyone who wants to join an FC with more than 29 unique accounts owning all the houses already. You get apartments or FC rooms if you're late to the party.
How would that even work? House gets destroyed, at the whim of a FC Master or Officer?
That's a leap of logic there. Every situation will be different. And man what a lot of work for the GMs at that point. Even if you get the ward back you'd have to repurchase the house and decorate it all over again. The only way to restore things the way they were would be to literally roll back the FC to that point.
Other thoughts: What happens when you decide you want to leave the FC for whatever reason? You lose your housing, you lose everything you've built so far. No one wants this. People want to be able to keep their home after they've spent time, gil, and energy on making it exactly as they want it to be.
What happens if an FC Master goes MIA, leadership passes down to a random person who happens to log in that day, and they decide to boot everyone in the FC to keep the ward for themselves? GMs are not going to touch that one. You lose your home to the whims of a random FC member. Or boot people they just don't like? What if an FC goes inactive except like one or two people?
Before you answer, actually stop to look at this through the lens of your average player in an FC who has this type of housing. Don't just toss out random ideas without considering how it actually will work for once.



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