The cutoff is from the lowest number other than 1 that I could pick on that same site that you linked.
Fair enough on the housing for 10k players based on the fact that FCs only make up 25% of plots, but that'd be 203 plots for FCs in this imaginary scenario of the 813 viable fcs exist, making 7500 plots needed for the 10k players on the server, no? Which, there's going to be 7200 plots in Ishgard, that means there's only a deficit of 500odd plots. Two new wards would be sufficient to cover it. I don't really understand where the "13,500 houses are needed" number comes from.
It's still worth keeping in mind that the number is entirely made up to begin with: 10k actively playing and running around seems quite high considering that Gilg has 14k characters that completed 5.0 in April 2020. And that's implying, of course, that all 10k of those players are interested in, can afford, and meet the requirements for housing. If there's such a big boom of new players, then they probably don't meet the reqs.
tldr I still don't think that it's fair to estimate that most servers will probably be fine.


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