When it comes to owning/purchasing multiple FC houses, both the above quotes are inaccurate.
Any player right now can own 8 FC houses as OP has stated. The restriction on purchasing additional FC houses after the purchase of the 1st FC house is not there. This has been tested by the people of the housing market Discord.
However, I disagree with OP for several reasons. In the past, I'd have argued that SE should close the loophole that enables alts to own additional FC houses.
However, we don't want a situation where an FC leader goes inactive and retains permissions for the crucial FC functions. Or if iirc, with 4.2, where FCs had to figure out which members already belonged to FCs with houses on other characters,otherwise they wouldn't be able to purchase an FC house. In other words, closing the loophole causes too many problems for legit players/FCs.
This is easy to get around with friends. On Balmung, there are house flippers who work in teams. It only penalizes, solo/duo/tri person FCs.To remain as an FC, it should have 3 DIFFERENT PLAYER ACCOUNTS with members. You need 3 signatures to make an FC, so there should be the same requirement to keep 3 different members (not your main and 2 alts). This would also prevent people from making an FC just to buy an additional plot of land because, again, account housing...
Blame SE for locking significant gil producing assets like workshop,airships,submarines(nearly 5-10million gil per week when ranked up) behind FC housing. These should have been made available for individual players right from the start.
There is but one simple solution; future housing to be instanced. Existing wards will become legacy wards.
People who want to live in persistent neighborhoods can 'fight' over the houses in legacy wards.
Everyone else can be guaranteed at least 1 personal and 1 FC house with instanced housing.



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