I'd like to add another very important note about housing is that for Personal House, if you as the owner doesn’t enter the house in 45 days, it’ll be automatically demolished. You will receive email from the game reminding you (several times) about this auto demolition timer starting when you have around 10 days left or so.
Let say you did not login or enter the house for more than the allocated time, you have 35 days to reclaim your furnishings item from an npc AND 80% of the price you paid for the house!
If you're like me who might take a few months off from the game, it is better to get apartment or FC room as you do not have to worry losing them when take long breaks. Smaller space but no commitment.![]()