I don't really think SE should be held accountable for how high you hold Housing. It's not like you need a house in order to do Endgame content or anything beyond FC-gating. People who lose sleep or hurt themselves over a virtual residence really only have themselves to blame.

I'm not saying the system is perfect, but rather that it's not entirely SEs error in this regard. The system itself could be better, but the people who are "Ride or die" for a bunch of 1s and 0s need to take a step back and re-evaluate their priorities.

That house isn't going to do you much good if you end up being hospitalized from the ordeal.