The reason why I hate using voice chat is because it's just annoying.

It's annoying to wear a headset. I prefer to play with open air speakers and a desktop microphone, but I understand that's not optimal for voice chat because the mic picks up what the speakers say. I have NEVER found a wired headset I feel comfortable wearing simply because of the funky slack the headset has to take to connect to my PC.

However, for PS3 users, the option to use it should be available. Emphasis on option.