Could we have Paypal as a pay method instead of click and buy? DEVS please answer.

[Fiosha_Maureiba]

All VISA and MasterCard CC carriers and major banks have this. For debit cards if you're having problems you should call your bank, some banks will need to replace your card. If your bank doesn't support 3DSecure or Verified by Visa AT ALL you need to find a better bank.. or apply for a credit card.

You will be surprised how often RMT use stolen CC accounts to login.

I would rather we have the security to minimize the amount of RMT than the convenience and have more RMT.

As you've said, RMT are mostly stolen CC accounts.
Players compete against RMT or bots, may affect enjoyment and/or economy.
Victim of credit card theft files for fraud, gets refund, process for reparations.
Game company refunds all money stolen from victim, profit loss, time invested.

If RMT weren't stolen, at least game company would benefit from software purchase and subscription cost.