Actually the fact that Square Enix for some reason (is this japanese law or something?) cannot take money directly from us makes me angry. Every other mmo you set up an account from them and you pay them real money for the mmo. For SE in FFXI you had to go through payonline which they created, to take our money because they couldn't. Now we have crysta or clicknbuy, why take my currency and turn it into to your currency, figure out how to take cold hard cash straight from my visa, I don't like middle men for anything.
International law, and SE used POL as a means for taking direct payment, once they removed that they have to go through a process in order to actually allow direct CC payments because of all of the fraud in recent years with websites taking your CC for payment this is why you generally had to set up with a service like that. This is why if people didn't complain about POL because they had to do more than 1 click to get into FFXI/FMO they likely would still be using it and there wouldn't be a hassle for some users.
It's also technically not SE's fault that some countries just run differently when it comes to online payments, for example SEA nations have something equivalent to Paypal but not exactly like Paypal, you can't realistically expect every company overseas to automatically support it.
There's some additional steps and upkeep SE would need to accept direct pay from other countries legally (per country basis). And some financial institutions that offer services to cover those steps/upkeep/transactions, in this case, clickandbuy, handling that overhead and legal funstuff in many countries already.
I really don't understand why it's so complicated. I played Lord of the Rings Online for awhile. You log into your turbine account, click credit card, select plan, enter credit number...and........ they bill you the amount the charge! What a concept! One page, one whole page, you click accept! That's it! Why SE is doing all these different things is beyond me. Hard to make FFXIV into a competitive MMO when you can't even make a simple billing option like almost EVERY other MMO on the market.
Turbine has gone through the legal steps to do business transactions like this in the U.S.I really don't understand why it's so complicated. I played Lord of the Rings Online for awhile. You log into your turbine account, click credit card, select plan, enter credit number...and........ they bill you the amount the charge! What a concept! One page, one whole page, you click accept! That's it! Why SE is doing all these different things is beyond me. Hard to make FFXIV into a competitive MMO when you can't even make a simple billing option like almost EVERY other MMO on the market.
If memory serves (and it doesn't, cause it's real fuzzy), when FFXI was released, Square did not take credit cards that did not have Japanese billing addresses (I might be getting confused with other company).
During an audit some of this comes back to haunt companies. I don't understand all of the mechanics, I just know accounting gets this funny look on their faces.
Greetings,
I wanted to make sure that everyone is aware of our latest update regarding direct credit card billing implementation. This update was made alongside the implementation of our Crysta free-entry update:
The previously announced Fall 2011 implementation of direct credit card payments is still under development and should be ready soon. We apologize for the wait, but we will make an announcement once an exact implementation date has been decided. Thank you for your patience and understanding.
Matt "Bayohne" Hilton - Community Team
finally.....
Well, did anyone remember that stupid verify by visa and mastercode problem on xi. I rather not deal with that ever again.
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