Uh I bank 100% for free. Hell my Bank pays me any time I have to pay any kind of ATM fees.You don't bank for free in North America either, do you pitchfork your bank too?
Keep making hyperbole claim and you don't even take into account the sell rate of items on market board is low.
At the best, 1/3 of items you list will be sold, 1/2 if you are lucky.
The chance and need to use kuponut for transaction is low to begin with.
This service is clearly design for people who often will not be access to the game for a period of time (out of town for work), in which it is quite often occurrence for Japanese (and Asian).
Over exaggerating is over exaggerating.
ps. Aisan banks paying their client interest so they deposit money to their bank (there is no such thing as service charge or monthly fee), but North American bank nick and dime their client on everything, do you want to pitchfork that?
Also on the same note you don't design something that only serves a portion of your player base while alienating the other portion.
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